This world,
Sincerely,
The power of unity
Consolidated Statement of Financial Position
/Audited/
Assets /MNT ‘000/ | 2025 | 2024 | 2023 |
|---|---|---|---|
TOTAL ASSETS | 340,180,862 | 252,350,872 | 133,468,951 |
Cash and cash equivalents | 16,315,217 | 12,706,074
| 7,885,968
|
Loans and advances to customers | 307,709,881 | 231,727,567
| 123,462,373
|
Other assets | 10,516,898 | 2,219,680
| 513,258
|
Property and equipment | 4,254,686 | 4,942,878
| 1,251,810 |
Intangible assets | 1,384,180 | 754,673
| 355,542 |
Liabilities /MNT ‘000/ | 2025 | 2024 | 2023 |
|---|---|---|---|
TOTAL LIABILITIES | 238,350,308 | 179,419,697 | 90,737,012 |
Bond | 21,029,727 | 29,028,833
| 12,058,824
|
Trustee service | 67,288,775 | 62,629,632
| 36,466,251 |
Loans | 141,797,620 | 78,274,912 | 28,920,602 |
Asset-backed securities | – | – | 4,798,243
|
Other liabilities | 8,234,186 | 9,486,320
| 8,493,092
|
Equity /MNT’000/ | 2025 | 2024 | 2023 |
|---|---|---|---|
НИЙТ ӨР ТӨЛБӨР БОЛОН ЭЗДИЙН ӨМЧ | 340,180,862 | 252,350,872 | 133,468,951 |
Ordinary shares | 10,756,859
| 10,756,859
| 10,756,859
|
Treasury shares | (2,337,547)
| (2,337,547)
| (2,337,547)
|
Other reserve | 57,348
| 57,378
| 57,378
|
Retained earnings | 93,353,894 | 64,454,515 | 34,255,279 |
TOTAL EQUITY | 101,830,554
| 72,931,175
| 42,731,939
|
Consolidated Statement of Profit or Loss and Other Comprehensive Income
/Audited/
/MNT’000/ | 2025 | 2024 | 2023 |
|---|---|---|---|
Net profit | 40,079,242 | 36,113,649 | 19,795,816 |
Interest and similar income | 135,403,423 | 89,190,036
| 47,842,587 |
Interest and similar expense | (37,018,895) | (22,181,544)
| (9,527,344)
|
Net interest and similar income | 98,384,528
| 67,008,492
| 38,315,243
|
Credit loss expense | (31,629,363) | (8,198,662)
| (2,684,956)
|
Net interest and similar income after allowance for impairment | 66,755,165
| 58,809,830
| 35,630,287
|
Administrative and operating expenses | (17,051,092) | (12,318,753) | (10,223,598) |
Other expences | (739,570) | (363,817) | (35,966)
|
Profit before income tax | 48,964,503
| 46,127,260
| 25,370,723
|
Income tax expense | (8,885,261) | (10,013,611) | (5,574,907)
|
